This credit card offers 3% cash back on the category of your choice. Each month, you may choose between gas, online shopping, dining, travel, drug stores, or home improvement and furnishings. If you don't change your selection, the category will continue from the prior month.
As a Preferred Rewards customer, you can earn an extra 25% to 75% more points each month, depending upon your banking relationship. That means that your 3% category earns as much as 5.25% in cash back rewards each month. Preferred Rewards start with customers who have at least $20,000 in Bank of America accounts. The 75% bonus requires a minimum of $100,000 in account balances.
To earn all of those points, Wells Fargo has a promo offering for the first six months. During this promo, you earn 5x rewards points on the first $12,500 of gas, grocery, and drugstore purchases. That gives you an average of almost $2,100 in spending per month to earn 5x rewards. If you maxed out this offer, you'd have $625 in cash back or $937.50 in airfare.This Visa Signature card also offers multiple benefits to protect cardholders.
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