Apple co-founder says Apple Card algorithm gave wife lower credit limit

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'We know the question of discrimination in algorithmic decisioning also extends to other areas of financial services.' - lindalacewell via Reuters

Nov 10 - Apple Inc co-founder Steve Wozniak joined in the online debate accusing the algorithm behind the iPhone maker's credit card of discriminating by gender, deepening the scrutiny surrounding the newly launched Apple Card.

Hansson, who is the creator of web-application framework Ruby on Rails, did not disclose any specific income-related information for himself or his wife but tweeted that they filed joint tax returns and that his wife had a better credit score. "We have no separate bank or credit card accounts or any separate assets. Hard to get to a human for a correction though. It's big tech in 2019," Wozniak tweeted in reply to Hansson's original tweet.

"New York law prohibits discrimination against protected classes of individuals, which means an algorithm, as with any other method of determining creditworthiness, cannot result in disparate treatment for individuals based on age, creed, race, color, sex, sexual orientation, national origin, or other protected characteristics," Linda Lacewell, the superintendent of the New York State Department of Financial Services, wrote in a blog post.

 

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