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‘I booked an all-inclusive holiday to Dubai – my friend came with me, but she earns a lot more than me and I didn’t tell her that I had put the entire amount on my credit card. 39 per cent agreed that targeted ads on social media caused them to part with money they otherwise would not have spent. Next, Salman suggests setting yourself a budget. Deduct your essential monthly costs – like your rent or mortgage, debt payments, energy and mobile phone bills, transport, and food from your income.
‘Instead of filling your wardrobe with new clothes you’ll never wear, take a trip to the local charity shop and grab a few bargains. You can donate them back afterwards to boost your eco-credentials.
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