What to know if you're considering using a credit repair service - Business Insider

Only you can decide if working with a credit repair company is worth it. However, it may be smarter to take the steps to get negative information removed from your credit reports on your own. After all, credit repair costs vary, but this assistance is never free.

get all three of your credit reports for free every week from AnnualCreditReport.com through April of 2021While it's possible to get negative information removed from your credit reports if it's incorrect, you likely won't be able to get negative information removed from your reports if the data is correct. For example, you cannot make a late payment go away if you truly paid a bill late and that information was reported to the credit bureaus.

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