I was in debt and couldn’t afford coffee before realising I could get Universal Credit

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THE pandemic took a toll on all of us, with many Brits battling with isolation or money worries during the once-in-a-lifetime event.Lisa Salloway, who had always prided herself on being a hard worker and a savvy saver, ended up spiralling into debt before discovering she was eligible for benefits.

“This massively impacted my salary and I started desperately trying to cut expenses where I could so I could keep up with myjust to get by and when she couldn’t pay that off, she started taking out loans to cover her repayments.But one morning, Lisa had a stroke of luck when she saw a social media post sharing a link to a benefits calculator.“I skimmed past it thinking that’s not for me, but then I went back and thought I’d have a go as it didn’t ask for any personal details," she said.

"But it has made a huge difference. I can now afford my prescriptions, and I'm great at budgeting so I can afford to have a coffee with a friend and buy birthday and Christmas presents."In total, £109million has been found during 2023 by people using the calculator and nationally, it’s estimated £19billion of annual income is still not being claimed.

“These people are in serious fuel poverty as they are on prepayment meters and paying a higher rate which is so unfair," she said.Visit gov.uk/universal-credit/how-to-claim to check how to claim Universal Credit.TRYING to work out how much Universal Credit you can get can be overwhelming.

 

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