Kirstie McConnell, 26, shopped around before she chose a mortgage broker and signed a contract on a $365,000 Southport apartment last month. It should have been a proud moment for the Gold Coast woman who had been saving “out of fear” for years, terrified of missing a chance to enter the housing market — but her stressful scramble for cash was only just beginning. McConnell had done everything she was told to do.
Then, last week, another bill arrived with $2000 in fees that had not been communicated to her. “How many times can I ask and be told it’s not going to happen, and have it happen again?” McConnell asked. How ‘good debt’ makes other debt worse McConnell earns $80,000 working full-time in digital marketing and has been saving since she was 22. Her $60,000 HECS debt has also increased since she graduated due to the way it is indexed with inflation.
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