How to use credit card rewards to do all your holiday shopping

If you already have a hoard of credit card rewards — whether it's cash back, points or miles — now can be a good time to use them for all your holiday purchases. Rewards can be redeemed in a variety of ways, from gift cards to travel.based on how you redeem them, but we've outlined four common redemption options below so you can choose the best one for your needs.Gift cards are one of the simplest redemption options.

And that can be a smart way to use your rewards in part because gift cards are the number-one wish list request for nearly six in ten consumers, according to theCard issuers typically set minimum redemption amounts for gift cards, usually at least $25. Many rewards portals allow you to get gift cards for major department stores, such as Macy's and Bloomingdale's; electronics stores such as Best Buy; restaurants such as The Cheesecake Factory; and more.

Use it to open doors otherwise toss it in the garbage

Sure... promote consumer debt. Why not “make the best of the cash you don’t have”

CUT IT UP !

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